91̽»¨ offers the Family Advantage Health Plan (FAHP), which is an attractive opt-out option that has the potential to create significant health care savings for you and your family if you have access to other health coverage through a spouse or parent and have been on 91̽»¨â€™s medical plan for at least one year. You are able to drop 91̽»¨â€™s health coverage and enroll in the Family Advantage Health Plan when alternate health insurance becomes available to you or to coincide with a spouse or parent’s open enrollment period (many employers host open enrollment in the fall for a January 1st effective date). Watch a to learn more about the FAHP.
Benefit Highlights
The Family Advantage Health Plan (FAHP) provides employees and their family members with the following benefits and perks……
- Reimbursement of copays, deductibles, and coinsurance dues
- No premium contribution deducted from employee’s paycheck
- 100% reimbursement from 91̽»¨ for out-of-pocket expenses.
Important Things to Know
Even though you can save a significant amount of money by switching to the Family Advantage Health Plan (FAHP), you should know the following important facts……
- You can be enrolled in a Health Reimbursement Account (HRA)Ìý´Ç°ù a Flexible Spending Account (FSA), but you can not be reimbursed by the FAHP and by your HRAÌý´Ç°ù FSA. You are NOT eligible for the FAHP ifÌý…..
- Your alternate insurance has an active Health Savings Account (HSA)
- Your alternate insurance is not an employer sponsored insurance plan
How to Enroll
Contact Stacey Brown to verify that you qualify for the plan and to obtain an enrollment form.